Name: Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam
Brand: Maryland Insurance Administration
SKU: Accident-and-Health-or-Sickness-Producer
Price: 69.00 USD
Availability: InStock
Rating: 4.6 (822 reviews)

Exam Code: Accident-and-Health-or-Sickness-Producer
Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Certification Provider: Maryland Insurance Administration
Corresponding Certification: Maryland Insurance

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Updated: Sep 06, 2025

No. of Questions: 92 Questions & Answers with Testing Engine

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. In accident and health insurance underwriting, when the risk imposed by an applicant is similar to the risks imposed by most other applicants, the applicant is:

A) Charged the standard premium rate
B) Charged an additional premium for the first three years
C) Declined coverage
D) Required to pay the first year's premium in a lump sum

2. Which of the following is a requirement of an insurable risk?

A) The chance of loss must be calculable.
B) The loss must be catastrophic.
C) There must be a large number of different loss exposures.
D) The loss must be intentional.

3. The free-look period provided in a life insurance policy is usually:

A) 10 days
B) 45 days
C) 31 days
D) 60 days

4. In general practice, which one of the following is true of the powers of the Maryland Insurance Administration with respect to access to a producer's business records?

A) Records can only be accessed by an order of a state court
B) Records must be produced upon the request of the Maryland Insurance Administration
C) Authorization must come from the National Association of Insurance Commissioners (NAIC)
D) The Maryland Insurance Administration has no right to access a producer's business records because of privacy considerations

5. When a producer engages in unfair practices, all of the following are true EXCEPT:

A) The Maryland Insurance Administration can investigate the problem and hold a hearing
B) The Maryland Insurance Administration can issue a cease and desist order
C) The Maryland Insurance Administration can suspend the producer's license
D) The Maryland Insurance Administration's decision is final

Solutions:

Question # 1
Answer: A

Question # 2
Answer: A

Question # 3
Answer: A

Question # 4
Answer: B

Question # 5
Answer: D

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