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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All advertisements for health insurance shall make clear the identity of the:

A) Insurer
B) Beneficiary
C) Insured
D) Insurance Commissioner

2. All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:

A) Discounts on local health spa memberships
B) Wellness programs
C) Outpatient medical services
D) Twenty-four hour access to emergency care

3. In dental insurance coverage, which one of the following typically is EXCLUDED?

A) Treatment started prior to the eligibility date
B) Dental X-rays
C) Root canal therapy
D) Preventive care

4. The free-look period provided in a life insurance policy is usually:

A) 10 days
B) 45 days
C) 31 days
D) 60 days

5. Which of the following is NOT a mandated benefit in Maryland?

A) Treatment of mental illness
B) Weight reduction programs
C) Treatment of substance abuse
D) Hearing aids for children

Solutions: