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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. Which statement best describes unearned premium?

A) The premium that covers the policy duration that has not yet passed
B) The premium that covers the policy period that has expired
C) The earned premium that has been paid out as the broker's commission
D) The accumulated premium that has not been paid out against a loss

2. What is the annual premium for a building insured for$500,000at a rate of$0.80 per $100?

A) $2,500
B) $6,250
C) $800
D) $4,000

3. Which is NOT one of the three types of knowledge an underwriter requires to be successful in their role?

A) Prescription knowledge
B) Insurance product knowledge
C) Claims knowledge
D) Industry knowledge

4. Which statement describes a primary function of a telephone adjuster?

A) Authorize repairs suggested by the staff adjuster
B) Process all paperwork for independent examiners
C) Act as a liaison between the intermediary and the insurer
D) Process a large volume of claims

5. Which type of policy must be signed by a member of each participating insurer?

A) Subrogation
B) All-inclusive
C) Subscription
D) Prescription

Solutions: