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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Overview:
| Certification Vendor: | Ohio Department of Insurance |
|---|---|
| Exam Name: | Ohio Life Insurance Agent Series 11-44 Examination |
| Exam Number: | OH-Life-Agent-Series-11-44 |
| Available Languages: | English |
| Exam Format: | Computer-based testing, Multiple-choice |
| Related Certifications: | Ohio Accident & Health Insurance License Ohio Property & Casualty Insurance License |
| Exam Registration: | Exam Provider Registration (PSI Services - Ohio Insurance Exams) Ohio Department of Insurance Licensing Information |
| Sample Questions: | Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions |
| Exam Way: | Computer-based testing at approved testing centers or online proctored exam depending on provider |
| Pre Condition: | Must meet Ohio Department of Insurance pre-licensing education requirements before exam registration. |
| Official Syllabus URL: | https://insurance.ohio.gov |
Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Ohio Insurance Law and Regulations | - Ethics and compliance
|
| Insurance Basics | - Insurance principles and risk management
|
| Life Insurance Concepts | - Policy provisions and riders
|
| Annuities and Retirement Products | - Annuity basics
|
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
Question #1
Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?
- A. Concealment
- B. Misrepresentation
- C. Coercion
- D. Forgery
Correct Answer: B 🗳️
Question #2
Which of the following statements BEST describes a single premium cash value policy?
- A. It requires the policyowner to pay one premium annually.
- B. It requires only one payment to make the policy paid up.
- C. It waives one future premium if the owner becomes disabled.
- D. It provides for only one premium to be paid without evidence of insurability.
Correct Answer: B 🗳️
Question #3
To receive proceeds from a death benefit, a minor
- A. must have an appointed guardian.
- B. must be at least 16 years old.
- C. must be related to the insured.
- D. can only be named as a contingent beneficiary.
Correct Answer: A 🗳️
Question #4
An immediate annuity begins making payments after the
- A. first premium has been paid.
- B. policy has been in force for one year.
- C. policy reaches its maturation date.
- D. policyholder suffers a disability.
Correct Answer: A 🗳️
Question #5
Loans may generally be obtained against the cash value of a personal life Insurance policy and policy loan
proceeds
- A. are not treated as taxable income.
- B. generate nontaxable interest income.
- C. accelerate the benefits under the policy.
- D. are subject to Federal estate tax.
Correct Answer: A 🗳️
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