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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

Question 1

A group policy may be issued to a labor union. The members eligible for insurance under the policy shall be:

A. Only members of the union who are under the age of 65
B. All of the members of the union
C. Healthy members of the union
D. Members of any union

Question 2

What occurs when money is transferred directly from one IRA into another IRA of the same type?

A. A taxable event
B. A required distribution
C. A premature distribution
D. A nontaxable event

Question 3

In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child's:

A. Continued insurability
B. Dependency for the first two years of continued coverage only
C. Incapacity and dependency upon reaching the age limit
D. Incapacity only

Question 4

All of the following are reasons for a business organization to purchase key person life insurance EXCEPT:

A. The increased pension liability resulting from the key person's death
B. The loss of new business resulting from the key person's death
C. The reduction of profits resulting from the key person's death
D. The loss of leadership resulting from the key person's death

Question 5

A refusal to do business with a particular individual or business is known as:

A. An estoppel
B. A binder
C. A boycott
D. An injunction

Solutions: